Rent vs. Buy Calculator

Compare the financial implications of renting a home versus buying one over time.

Buying Details

Home Price (₹)

Down Payment 20%

Interest Rate 8.5%

Loan Term 20 years

Renting Details

Monthly Rent (₹)

Annual Rent Increase 5%

Financial Assumptions

Holding Period 10 years

Annual Home Appreciation 5%

Investment Return Rate 8%

Verdict After 10 Years

This is based on the net worth comparison between the two scenarios.

Buying Net Worth

₹53,44,720

Renting Net Worth

-₹17,91,851

Net Worth Comparison Over Time